How to Seek Help Filing Chapter 7 Bankruptcy
Filing for bankruptcy is never an easy task. Many individuals find themselves without a job, health problems or other difficult times that lead to the need to file for Chapter 7 bankruptcy. For someone who knows nothing about bankruptcy, the process can seem daunting and very stressful. Thankfully, there are attorneys who can assist with the bankruptcy process.
What is Chapter 7 Bankruptcy?
To get started, you need to fully understand what Chapter 7 bankruptcy is. Often known as straight bankruptcy, this type is considered to be the most direct form and least complicated option. All collection actions will be immediately halted and credit card balances are discharged as well as any unsecured debt. Most cases of Chapter 7 have exemptions that can be claimed to help protect your property. There are also debt types that cannot be dissolved such as taxes, student loans or child support.
Seeking Professional Assistance
An attorney who specializes in Chapter 7 bankruptcy will be able to assist you with filing as well as understanding the process. A quality attorney such as Stratton & Green, ALC of California, will get started by discussing the aspects of bankruptcy with you and helping you choose the right option for your specific financial needs.
Information given to your attorney is confidential and a free initial consultation means you owe nothing to get started learning about the process. With cost effective payment plans, individuals can file for bankruptcy and not find themselves in another round of debt that cannot be paid off.
Consider working with a professional attorney when filing for bankruptcy. You will have the professional assistance you need to file correctly and have the process completed in a timely manner. This is definitely a stress-free way to go to feel good about your financial future.